Terms and Conditions
Welcome to Navigate Insurance Advisors “we,” “us,” or “our”). By accessing or using our website navigateins.com (the “Site”) or any of our services, including our messaging services, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, please do not use our Site or services.
Acceptance of Terms.
By using our Site or services, you confirm that you are at least 18 years of age or have the consent of a parent or guardian, and you agree to comply with these Terms. We reserve the right to modify these Terms at any time, and such changes will be effective upon posting on the Site. Your continued use of the Site or services after changes are posted constitutes your acceptance of the updated Terms
Messaging Policy.
We may offer messaging services, including but not limited to SMS, MMS, email, or other forms of communication, to provide updates, promotions, or other information related to our services. By participating in our messaging services, you agree to the following:
User Consent
- Opt-In: To receive messages from us, you must provide explicit consent by opting in through our Site, a form, or by texting a keyword (e.g., “JOIN”) to our designated number. By opting in, you confirm that you are the owner or authorized user of the phone number or email address provided and agree to receive messages from us.
- Opt-Out: You may opt out of receiving messages at any time by:
- For SMS/MMS: Replying “STOP” to any message you receive or contacting our support team (see Section 2d below).
- For Email: Clicking the “Unsubscribe” link in any email or contacting our support team.
- Upon opting out, you will no longer receive messages, though it may take up to 10 business days to process your request. You may still receive non-promotional messages, such as transactional communications (e.g., order confirmations), if applicable.
- Revocation of Consent: You may revoke your consent to receive messages at any time by following the opt-out procedures above. Revoking consent does not affect the legality of messages sent before your request was processed.
Message and Data Rates
- Standard message and data rates may apply to any messages you send or receive as part of our messaging services. These rates are determined by your mobile carrier or service provider. Please contact your provider for details about your plan.
Message Frequency
- The frequency of messages you receive will vary based on your needs and our need to communicate proper insurance information. Typically, you can expect to receive 1 message per month. Transactional messages (e.g., order confirmations or account updates) will be sent as needed based on your activity with our services.
Support Contact Information
- For assistance with our messaging services, to opt out, or for any other inquiries, please contact us at:
- Email:
- Phone: 801-622-3633
- Text: Reply “HELP” to any SMS/MMS message for more information.
- Mailing Address: 4640 S 3500 W Ste C3 West Haven, UT 84401
- Our support team is available Monday–Friday, 9 AM–5 PM EST.
Use of the Site and Services
- Permitted Use: You may use the Site and services for lawful purposes only. You agree not to use the Site in any way that violates applicable laws, regulations, or these Terms.
- Prohibited Conduct: You may not:
- Attempt to gain unauthorized access to our systems or networks.
- Use the Site to transmit harmful, offensive, or illegal content.
- Interfere with the Site’s functionality or security.
Intellectual Property
All content on the Site, including text, images, logos, and software, is owned by or licensed to us and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or modify any content without our prior written consent.
Privacy
Your use of the Site and services is also governed by our Privacy Policy (#) navigateins.com/privacy-policy/. Please review it to understand how we collect, use, and protect your information.
Disclaimer of Warranties
The Site and services are provided “as is” without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that the Site or services will be uninterrupted, error-free, or free of viruses.
Limitation of Liability
To the fullest extent permitted by law, navigateins.com and its affiliates, officers, directors, and employees will not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site or services, even if advised of the possibility of such damages.
Indemnification
You agree to indemnify and hold navigateins.com harmless from any claims, losses, or damages, including reasonable attorneys’ fees, arising from your violation of these Terms or your use of the Site or services.
Governing Law
These Terms are governed by the laws of “the State of Utah, USA”, without regard to its conflict of law principles. Any disputes arising from these Terms will be resolved in the state or federal courts located in “West Haven, Utah”.
Termination
We reserve the right to suspend or terminate your access to the Site or services at our discretion, with or without notice, for any violation of these Terms or for any other reason.
Contact Us
For questions about these Terms or our services, please contact us at:
- Email: cameron@navigateins.com
- Phone: 801-622-3633
- Address: 4640 S 3500 W Ste C3 Wet Haven, UT 84401
