Navigate Insurance Advisors can insure multiple types of companies, including Condos, Apartments, Contractors, New Ventures, Manufactures, Technology, Daycares, Medical Facilities, & More.
Business owners should carefully consider their commercial insurance needs, which offer a range of vital protection related to the business. From vehicles to property and the employees within the business, owners can safeguard their investment and lessen the risk of a scenario affecting its growth and presence. The following areas represent some of the primary commercial insurance needs that any business should approach.
The Facts About Commercial Insurance
Commercial Auto Insurance
A vehicle that is used within the context of business must have its own policy; a personal car insurance policy is not enough, as it won’t cover items that relate to business. If your business uses vehicles to perform routine or even occasional operations, a commercial auto policy is a must.
Commercial General Liability Insurance (CGL)
Bodily injury, property damage, personal injury, and advertising injury are covered with a CGL policy. A convenient catch-all type of policy, many businesses can use it as a starting point for their insurance needs – in terms of liability.
Commercial Property Insurance
A commercial property insurance policy could be thought of as a commercial version of a homeowners policy. You will find similar covered items, such as fire, theft, and natural disasters that pertain to the business property. If your business has some type of physical location, it would require a property insurance policy.
Workers that are hurt on the job can rely on worker’s compensation for lost income and medical expenses. This coverage is commonly required by employers, and it often extends to temporary employees as well. We can also get workers compensation for must new ventures including most artisan contractors
Business Owner Package (BOP)
Small business owners can take care of many needs in a BOP policy – it often includes vehicle, property damage, business income, property, and bodily injury, as well as other types of basic insurance needs.
We compare with serveral top-tier insurance companies to get your business the best coverage and the best rates. This is a valuable option that can save you time and money.